Who Are We:
UFS Funding Direct Lender. We specialize in assisting qualified borrowers with obtaining unsecured cash loans.
All loans are based on borrower’s credit profile and verified income and the funds can be used for any purpose.
About The Loans:
Loan approvals range from $10k-$400k and are based off the borrower’s credit profile and income.
Average approval is 100k per client that meets our minimum requirements
Interest Rates & Terms:
Interest rates start as low as 6% and cap at 26%.
Interest rates are determined by each lender and are based off the borrower’s credit profile.
Loan terms range from 3-5 years and are determined by lender.
Success Fee:
All approved loans are subject to our 17% success fee (funding fee).
This fee covers not only the payments to our partners but also covers the cost of our processing team, and our software that allows us to process our clients with over 240 lenders to get them funded.
Highlights:
- 24-48 hours approvals
- No prepayment penalties
- All loans are cash only
- Funds direct deposited within 5-7 business days
- Average approval is 100k
- No upfront costs
- No collateral needed
Qualifications:
CREDIT
- 650+ credit score (all 3 bureaus)
- No missed payments in last 12 months
- Collection accounts (1 year or older)
- Bankruptcy (2 years or older from discharge date)
- Credit Utilization under 50%
- Minimum of 3 primary tradelines w/ at least 6 months history
INCOME
- Annual income of 30k+
- Direct Deposit from Employer
- 1 month of paystubs
- 2019 W-2
- 3 months of bank statements
- Self employees 2 years of business and Personal Taxes
- info@unifiedfundingusa.com
- Customer Service: 609-200-5392